Calculators

Tools to help keep you on track for a secure future.

Here's a library of financial calculators to help you start planning your financial future—from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing.  Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point on the road to a secure future.

Mortgage CalculatorUse this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter.
Qualify for Home PurchaseThis calculator indicates whether or not you qualify for a conventional mortgage.
Mortgage Refinance BreakevenUse this calculator to determine if you should refinance your mortgage and when you will break even.
Pay Points on MortgageThis calculator helps to determine if reducing your mortgage interest rate by paying points is the best option.
Loan Amortization CalculatorUse this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount.
Time To Payoff Credit CardUse this calculator to calculate the monthly payment and length of time it will take to pay off your credit card.
Retirement Income PlannerUse this calculator to evaluate your retirement income plan.
Social Security CalculatorEstimate your Social Security benefits using the Social Security Administration's Quick Calculator.
Regular IRA vs. Roth IRA - Annual ContributionUse this calculator to determine whether a regular IRA or a Roth IRA is right for you.
Buying vs. Leasing - AutoUse this calculator to determine if you should lease or buy your next vehicle.
Children's Education SavingsUse this calculator to evaluate and determine if you need to make changes to your college savings plan.
Investment Needed to Achieve GoalUse this calculator to determine the investment needed to achieve your goal.
Years to Become a MillionaireThis calculator computes the number of years it will take for an initial investment along with monthly contributions to accumulate to $1 million.
Paycheck Calculator - HourlyThis calculator computes gross and net pay for an hourly paycheck and displays the various withholdings.
Paycheck Calculator - SalariedThis calculator computes net or gross pay for a single paycheck and displays the various withholdings.
Second Income CalculatorUse this calculator to estimate your additional monthly net pay after expenses if your spouse is working.
Flexible Spending Account CalculatorThis calculator shows the effect a Flexible Spending account will have on your net pay.
Ratio CalculatorsUse these calculators to assess your company's liquidity, profitability and efficiency based on your financial statement data.
Monthly to Bi-Weekly Loan ConversionThis calculator shows how much sooner a loan or mortgage can be paid off and how much interest and expense can be saved if the payments are changed from monthly to bi-weekly and the payment amount is cut in half.
Minimum IRA DistributionUse this calculator to determine the amount that the federal government requires you to withdraw annually from your IRA.
IRA Distribution Before Age 59 1/2 CalculatorThis calculator computes exceptions from the penalty for early distribution (before age 59 1/2) from an IRA.